Next Generation Financial Planning
RDFP Advisors uses next generation financial and tax planning software
RDFP feels that there are some basic aspects of financial life that everyone should have a good handle on. We make these powerful financial tools available for free because everyone deserves access to them. When things become more complex, RDFP offers unbiased fee only fiduciary advice along with a full suite of comprehensive financial planning and wealth management services to help you achieve your goals.
Organize all your accounts in one place, track you net worth, understand where your money goes, and reduce unwanted spending
Advanced Monte Carlo Simulations
Build Robust Retirement Plans
Cash flow and goal based planning
Build in stress tests and what-ifs
Highlight Tax Liability
Detailed 1040 projection including Schedules A, B, and D
Show AMT calculation, taxable social security, rental property, and more
MVM does not provide tax, accounting or legal advice
find the most tax-efficient drawdown
Compare different drawdown strategies
Use Roth conversions to fill up tax brackets
Factor in social security, pensions, annuities, and other income
Keep Track of All your Accounts
Aggregate accounts from over 8,000 financial institutions
Automated expense categorization
Create and monitor cash flows with ease
Strategies for Student Loan Debt
For clients with Student Loan debt, our Student Loan module illustrates those loans and possible strategies for dealing with those loans. This includes income-driven repayment plans, Public Service Loan Forgiveness (PSLF), consolidation, refinancing, and more.
Debt Repayment Strategies
Compare different payoff plans
Dial the debt payment up and down
Quantify the impact of different debt pay-off strategies
Optimize Social Security
Calculate the PIA including delay credits, early penalties, and inflation adjustment
Include retirement, spousal, survivor, and child benefits
Reflect the annual earnings test, family max adjustment, and government pension offsets
Planning Healthcare Costs in Retirement
*Fidelity Investments retiree health costs estimate, 2015. Healthcare and nursing home costs may vary by state.
** Take Control of Your 6 Biggest Retirement Expenses,” U.S. News & World Report, August 2015
*** U.S. News & World Report, Take control of your 6 biggest retirement expenses, August 2016
Work with Annuities with Guarantees
Illustrate fixed, indexed, and variable annuities
Reflect annuitization or lifetime income benefits
Start Planning Now!
Are you ready to live your best life?
At RDFP, we are committed to guiding you through every financial stage of life with customized, client focused strategies
